Glossary · Rules and taxes

Certificate of occupancy

Definition

A certificate of occupancy is the document a local building official issues after a building's final inspection is approved and the building complies with the code. Under Virginia's Uniform Statewide Building Code it must be obtained before a building is occupied or its occupancy changes, with listed exceptions such as accessory structures.

Updated September 14, 2026 · Sources · General information, not legal, tax or lending advice
At the final inspection

Five working days after the last approval

Within five working days after a building's final inspection is approved, and once the building, or the part of it in question, is found to comply with the code and any pertinent laws or ordinances, the building official issues the certificate of occupancy under USBC Section 116. It comes at the end of the permit, not the start.

Approval of the final inspection indicates that all work associated with the permit complies with this code, and the permit is complete.

13VAC5-63-130, USBC Section 113

Put those two sections together and the sequence is plain. A building permit opens the work; inspections follow it; approval of the final inspection closes the permit; and the certificate of occupancy follows within five working days. The code requires the certificate before a building is occupied, and again before its occupancy changes.

The certificate is a record as well as a permission. Among the items it has to state is the edition of the Uniform Statewide Building Code under which the permit was issued, which tells a later reader which rules the work was built to.

It does not always wait for the very end. On a permit holder's request, a temporary certificate may be issued before the work is complete, provided that portion of the building can be occupied safely without endangering life or public safety.

The office that issues it is the local building official. In the City of Galax, for example, the Building Official's page lists reviewing and approving construction plans, issuing building permits, inspections and certificates of occupancy as one office's work. The certificate is only one of the approvals a new house passes through; the rest are set out in what permits you need to build a house in Virginia. Some run on separate tracks entirely, such as stormwater permit coverage for a larger site, the subject of what a stormwater permit is. Whether the plans behind the permit needed a design professional is its own question, covered in when you need an engineer to build on land.

Exceptions

Accessory buildings, and additions that keep the old certificate

Not every building a permit covers ends with a certificate of its own. Section 116 names two cases.

  • Accessory structures. A certificate of occupancy is not required for an accessory structure as the International Residential Code defines one.
  • Additions. A new certificate is not required for an addition to an existing Group R-5 building that already has a certificate of occupancy.

For a buyer or a seller that changes how a file reads. An accessory structure with a permit and an approved final inspection, but no certificate, may be exactly what the code expects. The same goes for an addition on a house whose original certificate is on file. Whether a given building counts as an accessory structure, or a given house as Group R-5, is the building official's classification, not a label to assume.

Years later

An older house with no certificate in the building department's file

A standing building may have no certificate on record. Section 116.4 gives the owner a way to get one, and says the gap alone does not stop the building from being used.

When the local building department does not have a certificate of occupancy for a building, the owner or the owner's agent may submit a written request for one to be created. The building official issues it if there are no current violations of the Virginia Maintenance Code or the Virginia Statewide Fire Prevention Code and the occupancy classification of the building has not changed.

Such buildings and structures shall not be prevented from continued use.

13VAC5-63-160, USBC Section 116.4

Time matters in one more way. Under USBC Section 115, when violations are discovered more than two years after the certificate of occupancy is issued or the date of initial occupancy, whichever is later, a notice of violation issues only on advice from the locality's legal counsel that action may be taken to compel correction. Work that was done without a permit in the first place raises its own questions at a sale, taken up in what happens if a house has an unpermitted addition.

Get started

Selling a house with no certificate of occupancy on file?

Tell us the county, the age of the house and what has been added over the years, and Lowell will sort which questions go to the building department and which to an attorney before you list. No cost, no obligation.

Office107 Raintree Road, Hillsville, VA 24343
Goes straight to Lowell Bowman.

Got it. Thank you.

We'll be in touch shortly with an honest read.

Questions

Questions about this term

Does a house with no certificate of occupancy on file have to stop being lived in?

Not because the certificate is missing. Section 116.4 of the Uniform Statewide Building Code says a building with no certificate of occupancy on file with the local building department shall not be prevented from continued use. The owner or owner's agent may ask in writing for a certificate to be created, and the building official issues it if there are no current maintenance or fire code violations and the occupancy classification has not changed.

Does a detached garage or workshop get its own certificate of occupancy?

Not necessarily. The code says a certificate of occupancy is not required for an accessory structure as the International Residential Code defines one. Whether a particular garage or workshop is an accessory structure under that definition is for the local building official to decide, and any permit issued for it is still closed out by an approved final inspection.

Sources

Where this page's facts come from

Every rule, office and figure above traces to one of these. Rules change; check the office before you act on one.